So Easy Finance Tracker
Every entity. Every account. One private book.
The tour · 13 scenes
◀ ▶ keys · space to pause
Consolidated Net Worth
Everything you own. One number.
Your personal wealth and every company you run, added up live.
- Personal, businesses and trusts together
- Book value and fair-market value
Balance Sheet & Profit and Loss
Real statements. For every entity.
Run a Balance Sheet or P&L for one company — or all of them at once.
- Up to six years side by side
- Click any line to see its transactions
- Print, PDF or Excel for your accountant
Data Encryption
Locked. Local. Yours.
Your books live in one encrypted file on your own PC. Only your passphrase opens it.
- No cloud account, no data on our servers
- Auto-lock when you step away
- Recovery file if you forget
Bank Sync
Connect your banks. Done.
Link once. Every new transaction arrives on its own — already categorised.
- Secure Plaid connections
- On a schedule, when idle, or on demand
- Duplicates skipped automatically
Auto Rules
Write it once. Never sort again.
Rules categorise every new transaction the moment it lands. Hours back, every month.
- Keyword Extractor suggests rules from your history
- Runs on every import and sync
Switch Businesses
One click. Another company.
Pick an entity in the header and every screen, report and list follows.
- Nest companies under a parent
- Call them Entity, Business, Company or Entity
Search Every Entity
Find any transaction. Anywhere.
Search once across every company and your personal books together.
- Filter by recurring, split, matched or journal
- Export any result to Excel
Recurring Calendar
See what's coming. Before it lands.
Repeating bills and income are spotted for you and laid out on a calendar.
- Cadence and next date, automatically
- Cash Flow shows actual beside projected
Bank Reconcile & Auto Matching
Your bank and your books. Matched.
Auto-Reconcile ticks off every bank line that matches your books. Hide the matched ones — only the exceptions are left.
- One-click Auto-Reconcile
- Show only unmatched rows
- Merge duplicates, check balances
Transaction Splits
One receipt. Many categories.
Split a single payment across as many categories as it really covers.
- Totals always balance to the original
- Bulk edit many transactions at once
Billing & Invoices
Bill it. Book it. Done.
Sales invoices and purchase bills that post straight into your ledger.
- Your logo, terms and tax on every invoice
- Refunds on invoices and bills
- Write off bad debts and unpaid bills
- Accounts receivable and payable, always current
Backup & Restore
Every day saved. Any day back.
Scheduled backups to the folder you choose. Roll back in a couple of clicks.
- Old backups tidied up for you
- App updates you can undo
- Device Sync with your partner (Premium)
Smart Import & Export
Your data in. Your data out.
Bring in any bank statement. Take everything out whenever you want.
- CSV free · Excel & PDF on Premium
- Past Balance Sheets & P&L, auto-mapped and balanced
- Switch from other accounting software easily
- Journal format for your accountant
- Setup data, rules, merchants and mappings
Encrypted · Local · Windows
Your money,
Your money,
categorised, reconciled, budgeted and reported.
So easy.
Built for professionals, investors, landlords, contractors and small business owners who run more than one entity. One private app for every entity, account and transaction. Sync your banks, import any statement, let rules do the sorting — then read real financial statements.
🔒 Passphrase-encrypted database
💻 Data stays on your PC
♾️ Free forever plan
Who it's for
Made for people with more than one set of books
Your household, your practice, your rentals, your holding company. Each one is its own entity, kept apart, and one click adds them all up.
💼
Professionals
Doctors, lawyers, consultants and other professionals. Keep your practice apart from your household, then see both together.
Practice + household, side by side
📈
Stock investors
Track brokerage accounts next to your bank accounts. Record what each holding is worth, and read Net Worth at book and market value.
Fair-market Net Worth
🏘️
Real estate investors
Put each property or LLC in its own entity. Value them at fair market, and roll every one into a single Balance Sheet.
One entity per property or LLC
🔑
Landlords
See rent, mortgage and repair costs by property. The Recurring Calendar shows what is due, and what has already come in.
P&L per property
🛠️
Contractors
Send invoices, record bills and credit notes, and watch them post straight into your books. Know which jobs actually made money.
Invoices that post
🏪
Small business owners
Run several businesses from one app. Report on each one, or consolidate them into one P&L, Cash Flow and Balance Sheet.
Consolidated reports
Built for entities in one country, in one currency. It is not designed for multinational companies, and it does not convert or consolidate across currencies.
How it works
From bank statement to balance sheet in six steps
Set it up once. After that, new transactions flow straight through to your reports.
👥
1. Add entities
People, businesses or trusts.
🗂️
2. Build categories
Your chart of accounts.
🏦
3. Bring in data
Sync a bank or import a file.
🔗
4. Map labels
Bank labels → your categories.
⚡
5. Rules sort it
New rows land categorised.
📈
6. Read reports
P&L, cash flow, net worth.
Why SoEasy
Bookkeeping power. Personal-app ease.
🔒
Private by design
One encrypted file on your own PC. No cloud account.
EncryptedAuto-lockBackupsAudit log
Many entities, one app
Run your household, your LLC and your trust side by side. Switch with one click, or view every Premium entity together.
Budget on track
Every bank, one app
Connect checking, savings, cards and brokerage through Plaid. Sync on a schedule or on demand.
Import never guesses
It won't invent accounts or categories. Unmapped rows are reported, not hidden.
Sync devices & partner
Your own cloud drive keeps every PC in step. Encrypted end to end.
Real financial statements
Balance Sheet, Profit & Loss, Cash Flow with projected recurring bills, and Net Worth at book and fair-market value. Up to six years side by side.
Consolidated reports
Add up every Premium entity — or tick just the ones you want — into one Balance Sheet, P&L, Cash Flow and Net Worth. Drill down to any entity's lines.
Invoices that post
Sales, purchases and credit notes land straight in your ledger.
Transactions & ledger
A fast register, General Ledger and journal. One entity or all together.
Every feature, step by step
Everything SoEasy Finance does
Each area in the order you'll use it. FREE is free forever. PREMIUM is billed per entity.
👥
Entities
Keep separate books for every entity — person, business, company or trust — in one app.
| Step | Feature | What you get | Plan |
|---|---|---|---|
| 1 | Add an entity | Create an entity with a short name for menus and a full legal name for reports. | FREE |
| 2 | Entity details | Store address, phones, emails, website, tax ID and logo — reused on invoices. | FREE |
| 3 | Personal or Business type | Personal books get Net Worth and Cash Flow. Business books add Balance Sheet and P&L. | FREE |
| 4 | Parent / child entities | Nest a business under its holding entity. The entity list and pickers show the tree. | FREE |
| 5 | Rename the “Entity” label | Call them Entity, Owner, Business, Company or Organization — across the whole app. | FREE |
| 6 | One-click entity switch | Pick an entity in the header. Every screen and report follows. | FREE |
| 7 | Merge entities | Fold a duplicate entity into another. Accounts and history move with it. | FREE |
| 8 | Plan per entity | Each entity carries its own subscription. Upgrade only the books that need it. | PREMIUM |
| 9 | Consolidated view | See all Premium entities added up on every screen, report and export. | PREMIUM |
| 10 | Selective consolidation | In Financials, tick any two or more Premium entities to combine. Print, PDF and Excel list who is included. | PREMIUM |
🗂️
Categories
Your chart of accounts — income, expenses, assets and liabilities — organised your way.
| Step | Feature | What you get | Plan |
|---|---|---|---|
| 1 | Account Groups | Add and edit the groups that shape your statements, right inside Categories. | FREE |
| 2 | Create categories | Unlimited categories, each with a group, main category and type. | FREE |
| 3 | Usage count | See how many transactions use each category before you change it. | FREE |
| 4 | Safe rename | Rename a category once. Every transaction, budget, rule and mapping follows. | FREE |
| 5 | Safe delete | See what uses a category before it goes. Nothing is removed silently. | FREE |
| 6 | Per-entity visibility | Each entity sees the categories that belong to their books. | FREE |
| 7 | Import & export categories | Move your whole category list in or out with CSV or Excel. | PREMIUM |
💳
Accounts & Balances
Checking, savings, cards, loans, investments and property — with a true balance history.
| Step | Feature | What you get | Plan |
|---|---|---|---|
| 1 | Unlimited accounts | Add every account for every entity, grouped by type for clean statements. | FREE |
| 2 | Opening balances | Set a starting balance per account and date. A journal entry is posted for you. | FREE |
| 3 | Balances screen | Type balances for any date. Browse and edit every saved date. | FREE |
| 4 | Balance history | Running balance per account, oldest to newest, right in the register. | FREE |
| 5 | Balance aliases | Teach the app what your bank calls each account. | FREE |
| 6 | Past Balance Sheets | Import prior years' Balance Sheets from Excel or PDF. No retyping. | PREMIUM |
| 7 | Past Profit & Loss | Import prior years' P&L statements from Excel or PDF. | PREMIUM |
| 8 | Auto mapping | Each line is matched to your accounts and categories. Remembered next time. | PREMIUM |
| 9 | Balanced before import | Totals are checked first. Assets must equal liabilities plus equity. | PREMIUM |
| 10 | Unmatched lines flagged | Anything unmapped is shown to fix. Nothing is invented. | PREMIUM |
🏦
Bank Sync
Link your bank once. Transactions arrive on their own.
| Step | Feature | What you get | Plan |
|---|---|---|---|
| 1 | Connect with Plaid | Sign in to your bank through Plaid's secure window. Thousands of institutions. | PREMIUM |
| 2 | Link to your accounts | Point each bank account at one of your accounts. You stay in control. | PREMIUM |
| 3 | Scheduled & idle sync | Sync automatically, or while the app sits idle, at the interval you choose. | PREMIUM |
| 4 | Sync on demand | One click pulls the latest transactions right now. | PREMIUM |
| 5 | Duplicate-safe | Already-imported transactions are matched and skipped automatically. | PREMIUM |
🔗
Smart Import & Mapping
Any statement, any bank. Map each label to your own categories.
| Step | Feature | What you get | Plan |
|---|---|---|---|
| 1 | CSV import | Drop in any bank's CSV. Columns are auto-detected. | FREE |
| 2 | Excel & PDF import | Import .xlsx and PDF statements — no retyping. | PREMIUM |
| 3 | Column mapping | Match date, description, amount, debit/credit and account columns. | FREE |
| 4 | Label mapping | One question per label in the file: “which of my categories is this?” | FREE |
| 5 | Preview before posting | See every row, the guessed category and duplicates before you commit. | FREE |
| 6 | Never invents data | Import won't create accounts or categories. Unmapped rows are listed, not guessed. | FREE |
| 7 | Remembered mappings | Answer a label once. Every future import maps it for you. | PREMIUM |
| 8 | Bank category auto-mapping | Learns how your bank's own category text maps to yours. | PREMIUM |
| 9 | Import history | Every file: rows imported, duplicates skipped, and when. | FREE |
| 10 | Migrate from other software | Bring your accounts, balances, statements and history from your old system. Auto-mapped, balance-checked, minimal effort. | PREMIUM |
🏪
Merchants
A clean directory of who you pay and who pays you.
| Step | Feature | What you get | Plan |
|---|---|---|---|
| 1 | Merchant Types | Group merchants — groceries, utilities, suppliers — inside Merchants. | FREE |
| 2 | Merchant directory | Name, long name, contact details and several addresses per merchant. | FREE |
| 3 | Tag transactions | Link transactions to a merchant for clean, searchable history. | FREE |
| 4 | Import & export merchants | Bulk load or back up merchants with CSV or Excel, one row per address. | PREMIUM |
⚡
Auto Rules & Keyword Extractor
Categorise as it imports. Stop sorting by hand.
| Step | Feature | What you get | Plan |
|---|---|---|---|
| 1 | Keyword Extractor | Scans your history and suggests the keywords worth a rule. | FREE |
| 2 | Create Auto Rules | “Description contains X → category Y.” Simple and readable. | FREE |
| 3 | Applies on import & sync | Every new transaction is categorised the moment it arrives. | FREE |
| 4 | Rules import & export | Share or back up your rule set as CSV or Excel. | PREMIUM |
🧮
Transactions
A fast, filterable register for everything that moves.
| Step | Feature | What you get | Plan |
|---|---|---|---|
| 1 | Register | Search, sort and page through every transaction. | FREE |
| 2 | Smart filters | Show only recurring, split, matched or journal entries in one click. | FREE |
| 3 | Choose columns | Pick and resize the columns you want to see. | FREE |
| 4 | Add, edit, delete | Full control, with a details view for every transaction. | FREE |
| 5 | Transfer matching | Finds and pairs both sides of transfers between your accounts. | FREE |
| 6 | Splits | Split one payment across several categories. | PREMIUM |
| 7 | Bulk edit | Recategorise or move many transactions at once. | PREMIUM |
| 8 | Export to Excel | Take any filtered view to a spreadsheet. | FREE |
📅
Recurring Calendar
See every bill and paycheck coming — before it lands.
| Step | Feature | What you get | Plan |
|---|---|---|---|
| 1 | Auto-detect repeats | Same account, payee and amount seen twice? It's flagged as recurring. | PREMIUM |
| 2 | Cadence & next date | Weekly, monthly, yearly — with the next expected date. | PREMIUM |
| 3 | Month calendar | A month grid of what's paid and what's still due. | PREMIUM |
| 4 | Ignore small stuff | Hide anything under an amount you choose. | PREMIUM |
| 5 | Drill down | Open a series, then any single payment in it. | PREMIUM |
🎯
Budgets
Plan the year. Track the gap.
| Step | Feature | What you get | Plan |
|---|---|---|---|
| 1 | Annual budget grid | Set a yearly budget per category in one grid. | FREE |
| 2 | Copy last year | Start from last year's figures in one click. | PREMIUM |
| 3 | Adjust by % | Raise or lower the whole budget by a percentage. | PREMIUM |
| 4 | Budget vs actual | Variance by category, so overspending stands out. | FREE |
📈
Financial Reports
Real accounting statements, not just pie charts.
| Step | Feature | What you get | Plan |
|---|---|---|---|
| 1 | Dashboard | Net worth, trend chart and key totals at a glance. | FREE |
| 2 | Balance Sheet | Assets, liabilities and equity as of any date. | FREE |
| 3 | Profit & Loss | Income and expenses for any period. | FREE |
| 4 | Cash Flow | Money in and out of cash accounts — actual beside projected recurring bills. | PREMIUM |
| 5 | Net Worth | Book value and fair-market value, side by side. | FREE |
| 6 | Drill down | Click any line to see the transactions behind it. | FREE |
| 7 | Print, PDF, Excel | Share a clean report with your accountant. | FREE |
| 8 | Multi-year comparison | This year beside the last two to six. | PREMIUM |
📒
Ledger & Journal
Double-entry underneath. Simple on top.
| Step | Feature | What you get | Plan |
|---|---|---|---|
| 1 | General Ledger | Every debit and credit, by account and period. | FREE |
| 2 | Journal entries | Post adjustments, openings and transfers by hand. | FREE |
| 3 | Audit log | Every create, edit and delete with before/after detail — and restore. | PREMIUM |
✅
Bank Reconcile
The app matches your books to the bank. You only check what's left.
| Step | Feature | What you get | Plan |
|---|---|---|---|
| 1 | Bank beside ledger | What the bank sent, next to what's in your books — one account at a time. | FREE |
| 2 | Auto-Reconcile | One click ticks off every row whose date, description and amount match the bank. | FREE |
| 3 | Hide matched | Matched rows drop away. Only the unmatched ones stay on screen. | FREE |
| 4 | Filter by status | Show only rows that differ, have no bank record, or look duplicated. | FREE |
| 5 | Merge duplicates | Your hand entry and the bank's copy become one transaction. | FREE |
| 6 | Balance check | Bank vs ledger closing balance, with the gap explained. | FREE |
| 7 | Manual tick | Tick any row yourself, line by line or all at once. | FREE |
🧾
Invoicing
Bill customers, record suppliers, and keep the books in step.
| Step | Feature | What you get | Plan |
|---|---|---|---|
| 1 | Posting setup | Choose once where sales and purchase invoices post. | PREMIUM |
| 2 | Payment terms & templates | Reusable terms, and choose which fields each invoice shows. | PREMIUM |
| 3 | Sales invoices | Bill-to, ship-to, lines, discount, sales tax, notes and your logo. | PREMIUM |
| 4 | Purchase bills | Record what suppliers bill you, line by line. | PREMIUM |
| 5 | Post to the ledger | One click posts the invoice or bill as a balanced journal entry. | PREMIUM |
| 6 | Invoice refunds | Refund part or all of one or more invoices to a customer. | PREMIUM |
| 7 | Bill refunds | Record refunds and credits you get back from suppliers. | PREMIUM |
| 8 | Voids & write-offs | Write off bad debts or unpaid bills. The original entry stays untouched. | PREMIUM |
| 9 | Accounts receivable & payable | Every invoice and bill updates who owes you and who you owe. | PREMIUM |
| 10 | Paid & unpaid tracking | See what's billed, paid and still outstanding. | PREMIUM |
🔒
Security, Backup & Device Sync
Your data. Your PC. Your keys.
| Step | Feature | What you get | Plan |
|---|---|---|---|
| 1 | Encrypted database | Protected by your passphrase. Change it any time. | FREE |
| 2 | Auto-lock | Asks for the passphrase after inactivity you define. | FREE |
| 3 | Scheduled backups | Automatic backups to your folder, with old ones tidied up. | FREE |
| 4 | Restore | Roll back to any backup in a few clicks. | FREE |
| 5 | Device Sync | Same books on every PC. Sync runs through your own cloud drive — Google Drive, OneDrive or Dropbox. | PREMIUM |
| 6 | Share with your partner | You and your partner both add and edit. Each sees the other's changes. | PREMIUM |
| 7 | Automatic sync | Syncs on open, on a timer and on close. No button to remember. | PREMIUM |
| 8 | Encrypted in the cloud | Files are locked with your passphrase before they leave your PC. Your drive never sees your numbers. | PREMIUM |
| 9 | Conflict check | If you both edit the same item, the latest change wins. The skipped one is shown for review. | PREMIUM |
🛠️
Tools, Appearance & Support
The little things that make it yours.
| Step | Feature | What you get | Plan |
|---|---|---|---|
| 1 | Getting Started guide | A walkthrough from first entity to first report. | FREE |
| 2 | Export Setup Data | Entities, categories, accounts and mappings — no figures. | FREE |
| 3 | Export Transactions | App format for archiving, or double-entry journal format for your accountant. | FREE |
| 4 | Themes & compact mode | Light and dark themes, font size and density. | FREE |
| 5 | Custom colours | Build your own accent, background and text colours. | PREMIUM |
| 6 | One-click updates | Release notes, safe install, and one-step undo. | FREE |
| 7 | Support tickets | Talk to us inside the app, with an optional problem log attached. Free on every plan during the beta. | FREE IN BETA |
Pricing
Free keeps your books. Premium does the work.
Pay per entity, monthly or yearly. Premium features stay visible on Free — with a padlock, never hidden.
Free
$0 / forever
- Unlimited entities, accounts and categories
- Parent / child entities, one-click switch
- Personal or Business books per entity
- Opening balances and balance history
- Import bank statements from CSV files
- Auto-detected columns and label mapping
- Preview, duplicate check and import history
- Merchant directory and tagging
- Auto Rules applied on every import and sync
- Keyword Extractor suggests new rules
- Transaction register with smart filters
- Automatic transfer matching
- Bank Reconcile with Auto-Reconcile
- Show only unmatched rows, merge duplicates
- General ledger and journal entries
- Annual budgets and budget vs actual variance
- Dashboard, Balance Sheet, P&L
- Net Worth report
- Drill down, print, PDF and Excel export
- Encrypted database with auto-lock
- Scheduled backups and restore
- Light and dark themes, one-click updates
- In-app support tickets — free during the beta
Premium
From $5 / entity / month
Personal$5 / month$50 / year
Business$10 / month$100 / year
USD, per entity. Yearly saves two months. Upgrade inside the app.
- Everything in Free
- Bank Sync via Plaid — scheduled, idle or on demand
- Duplicate-safe sync, linked to your own accounts
- Import bank statements from Excel & PDF
- Remembered label and bank-category mappings
- Past Balance Sheet & P&L import, balance-checked
- Easy migration from other accounting software
- Import & export categories, merchants and rules
- Splits and bulk edit
- Recurring calendar with next-due dates
- Budget copy last year and adjust by %
- Cash Flow report with projected recurring bills
- Multi-year report comparison
- Consolidated reports across all or selected entities
- Sales invoices & purchase bills with your logo
- Invoice & bill refunds, voids, write-offs
- Accounts receivable & payable
- Paid & unpaid invoice tracking
- Audit log with before/after and restore
- Device Sync via your own cloud drive — share with your partner
- Custom theme colours
- In-app support tickets
FAQ
Good to know
Where is my financial data stored?
On your own Windows PC, in an encrypted, passphrase-protected database. Free or Premium, your books never live on our servers.
Can I track more than one business or person?
Yes. Add as many entities as you like — people, businesses, companies or trusts — and nest them one level under a parent. Each entity can carry its own Personal or Business plan.
Who is SoEasy Finance for?
Professionals, stock and real estate investors, landlords, contractors and small business owners who manage more than one entity in their own country. Each entity keeps its own books, and reports can add them all up.
Is it suitable for multinational companies?
No. SoEasy Finance is built for owners whose entities are all in one country and use one currency. It does not convert currencies or consolidate across countries.
Which banks can I sync?
Premium connects banks in the United States and Canada through Plaid, with more countries planned. See supported banks. You can also import CSV statements on Free, and Excel or PDF statements on Premium.
Can I use it on more than one PC, or share with my partner?
Yes, on Premium. Point each PC at a folder on your own cloud drive — Google Drive, OneDrive or Dropbox. You or your partner can add and edit, and changes sync automatically. Files are encrypted with your passphrase first, so every device uses the same passphrase. Nothing goes through our servers.
Will importing create accounts or categories I didn't ask for?
Never. Each label in a file is mapped to one of your own categories. Rows with no mapping are skipped and reported, not guessed.
Can I bring in past years' Balance Sheets and P&L?
Yes, on Premium. Import prior-year Balance Sheets and Profit & Loss statements from Excel or PDF. Each line is auto-mapped to your own accounts and categories, and the statement must balance before anything posts. Unmatched lines are flagged for you to fix, never invented.
Can I switch from my current accounting software?
Yes. Export your chart of accounts, balances, past Balance Sheets, P&L and transactions from your old system as CSV, Excel or PDF. SoEasy Finance maps each line to your own accounts and categories, checks that everything balances, and flags anything unmatched. No retyping.
What does Premium cost?
Premium is billed per entity, through Stripe. Personal is $5 a month or $50 a year. Business is $10 a month or $100 a year. Prices in USD. The Free plan is free forever.
Is support free?
Yes, during the beta. Every user, Free or Premium, can open support tickets inside the app and get a reply by email.
Stop typing statements.
Start reading your numbers.
Download SoEasy Finance for Windows. Free forever — upgrade any entity when you're ready.
Download for Windows BetaBeta release — features may change. Support is free for everyone during the beta.